Under the Pradhan Mantri Awas Yojana, the applicant is currently given a subsidy of Rs 2.67 lakh on buying a new house-flat. It is now eligible for the same subsidy from the government on loans taken by the applicant for renovation of an old house or renovation of an incomplete house, which most of the applicants are not aware of.
Just as the central government gives interest subsidy on buying a new house, similarly subsidy is given on this loan under the Housing for All Mission.
However, for this, the applicant will have to submit the necessary proof in the authorized bank, housing finance company or co-operative bank. Also, when the applicant takes a loan, it should be clearly stated in the application that he/she wants to avail the Credit Link Subsidy Scheme (CLSS). The eligibility of the financial institutions as well as the interest subvention request of the applicant is verified by that bank. National Housing Bank will then send the application for wages to HUDCO at the end of each month.
Following the prescribed procedure of Pradhan Mantri Awas Yojana, the amount of subsidy will be deposited in the applicant's account. The applicant will be given a voucher or certificate by the committee. The applicant will have to submit this certificate to the bench, on the basis of which the amount of interest subsidy will be credited to the applicant's account.
Important announcement of the state government for farmers
These people will not get help
The applicant should not have availed any scheme of Government of India to avail the amount of interest subsidy on the loan. If the applicant wants to renovate his house or get the kutcha house pucca, he should not have availed any housing scheme of the Government of India. He will be eligible for subsidy only if he has not availed such benefit.
This benefit can be availed only if any member of the applicant's family does not have a pucca house all over India but does not have an Etelang. The persons included in his family by the applicant include his wife and unmarried children.
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